Content by Lorna Saboe-Wounded Head

Understanding Your Credit Score

A credit score is an assessment of your creditworthiness. Lenders use the credit score to determine whether or not to lend to you, what the interest rate will be on the loan, and other terms that impact the cost of credit for the consumer.

scrabble tiles arranged to spell mental health

Stress and Mental Health Resources Available to South Dakota Producers, Family Members and Friends

August 14, 2020

April blizzards, wet planting and harvest conditions, low commodity prices, and trade concerns made 2019 a stressful year for many South Dakotans.

teacher with a small group of children learning at a table

Growing Active Readers

These lessons and activities bring together evidence-based environmental and behavioral changes to promote improved long-term health outcomes.

A young woman browsing personal finance resources on a laptop computer.

Personal Finance Lessons for Teachers and Parents

Personal finance knowledge and skills develop throughout each person’s lifetime. A number of free resources are available to assist parents and teachers in developing youth financial skills.

A young couple reviewing their family budget on a clipboard.

Personal Financial Management During a Health Crisis

A health crisis can have both immediate and long-term impacts on our personal financial management. Take these steps to get control of your finances during a health crisis.

Hands writing out a holiday budget on a notepad.

Planning for Holiday Expenses on a Tight Budget

The holidays are a time to spend with family and friends sharing good food and gifts. Unfortunately, this time of sharing can create stress for individuals and families who are living on a tight budget. Planning ahead and making decisions about spending will help the holidays be more enjoyable.