Content by Lorna Saboe-Wounded Head
Personal Financial Management During a Health Crisis
A health crisis can have both immediate and long-term impacts on our personal financial management. Take these steps to get control of your finances during a health crisis.
Planning for Holiday Expenses on a Tight Budget
The holidays are a time to spend with family and friends sharing good food and gifts. Unfortunately, this time of sharing can create stress for individuals and families who are living on a tight budget. Planning ahead and making decisions about spending will help the holidays be more enjoyable.
Financial Terminology Refresher
You don’t have to be a finance whiz to understand basic financial terminology. Knowing the basics can help you interpret your own financial health and set goals for the future.
Keeping Your Financial Records Secure
When a family emergency or disaster occurs, having quick access to important financial documents is essential.
Flood Insurance
The higher amounts of snow this year will increase the chance of flooding and the potential water damage to homes and residential properties. Now is the time to consider purchasing a flood insurance policy.
Winter Car Kits
Prepare a winter car kit to keep yourself safe when traveling during the winter.
Student Loan TIPS (Texting Intervention Program)
According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).
Budgeting With an Irregular Income
If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.
Resources for Consumers Whose Income is Interrupted
An interruption in income can make a well-planned spending plan a useless financial tool.
Income-Based Health Insurance Options
The Affordable Care Act (ACA) is a comprehensive health care reform law enacted in 2010 to make affordable health insurance available to more people. The law provides consumers with subsidies, otherwise known as premium tax credits, which lower costs for households with incomes between 100% and 400% of the federal poverty level.