Content by Lorna Saboe-Wounded Head
Student Loan TIPS (Texting Intervention Program)
According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).
Budgeting With an Irregular Income
If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.
Income-Based Health Insurance Options
The Affordable Care Act (ACA) is a comprehensive health care reform law enacted in 2010 to make affordable health insurance available to more people. The law provides consumers with subsidies, otherwise known as premium tax credits, which lower costs for households with incomes between 100% and 400% of the federal poverty level.
Health Insurance Benefits: Don’t Let Them Go to Waste
As the end of the calendar year approaches, does your health insurance calendar year also end? Health insurance often provides free preventive care checkups or funds for flexible savings accounts (FSA) or health reimbursement accounts (HRA).
Retirement Saving Strategies
Since people are living longer than ever, retirement savings need to last longer and work harder. It is more important than ever to make smart financial decisions.
Equifax Breach: Was your personal information impacted?
On September 7, 2017, news broke that a data breach occurred at Equifax. The stolen information was names, Social Security numbers, birth dates, addresses, and driver’s license numbers.
12 Tips to Simplify Your Finances
With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.
Predatory Lending & Alternative Financial Services
Predatory lending is an action that targets consumers who are in a vulnerable financial situation in which money is needed quickly to take care of a financial emergency.