Personal Finance

All Personal Finance Content

A young couple reviewing their family budget on a clipboard.

Personal Financial Management During a Health Crisis

A health crisis can have both immediate and long-term impacts on our personal financial management. Take these steps to get control of your finances during a health crisis.

pair of hands reviewing a budget sheet with a calculator and pen

Budgeting With an Irregular Income

If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.

Fireproof file safe with important documents inside.

Prepare Your Finances for Emergencies

Preparing your financial records preemptively can help your family stay safe and prepared when disaster strikes. Learn some expert tips for getting started today!

SUV driving on a snow and tree lined road

Winter Car Kits

Prepare a winter car kit to keep yourself safe when traveling during the winter.

Installing weather stripping around a window.

Save Money by Winterizing Your Home

Fall is the perfect time to begin preparing your home for colder winter temperatures and the higher energy costs that come with them. Learn some expert tips for preparing your home today!

Inflation concept diagram drawn on a blackboard.

Budget Adjustments When Inflation Impacts Prices

The prices of regularly purchased items have slowly increased over the past year due to inflation. When this happens, it is time to review your budget to make adjustments in spending.

A man reviewing an information packet on creating a last will and testament.

End of Life Documents You Should Have in Place

COVID-19 infection and mortality rates fill the news programs. Across South Dakota and the nation, people are have made changes to their lifestyle and the way they accomplish many everyday activities. In response to this illness and the potential for long-term hospitalization and even death, individuals over 18 should also ensure their end of life documents are up-to-date.

Hands writing out a holiday budget on a notepad.

Planning for Holiday Expenses on a Tight Budget

The holidays are a time to spend with family and friends sharing good food and gifts. Unfortunately, this time of sharing can create stress for individuals and families who are living on a tight budget. Planning ahead and making decisions about spending will help the holidays be more enjoyable.

Public Service Loan Forgiveness Program

Learn about the key qualifications for the U.S. Department of Education's Public Service Loan Forgiveness program and view some helpful tools and resources for determining if you qualify.

Retired couple sitting on a park bench overlooking a bluff.

Retirement Tips: Surviving the First Year

Retirement is one of the most important transitions a person will experience during their life. A little forethought can really help a person reconcile their new identify as a retired person.