Personal Finance
All Personal Finance Content
Understanding Your Credit Score
A credit score is an assessment of your creditworthiness. Lenders use the credit score to determine whether or not to lend to you, what the interest rate will be on the loan, and other terms that impact the cost of credit for the consumer.
Personal Finance Lessons for Teachers and Parents
Personal finance knowledge and skills develop throughout each person’s lifetime. A number of free resources are available to assist parents and teachers in developing youth financial skills.
Equifax Breach: Was your personal information impacted?
On September 7, 2017, news broke that a data breach occurred at Equifax. The stolen information was names, Social Security numbers, birth dates, addresses, and driver’s license numbers.
Teaching Children About Money
Children are not born with “money sense.” However, parents can help children understand money matters by letting them take part in regular discussions about using family income.
Be Conscious of Your Financial Wellness
Just like going for a wellness checkup with your doctor, checking in on your financials is an important part of a well-rounded healthy lifestyle.
Retirement Saving Strategies
Since people are living longer than ever, retirement savings need to last longer and work harder. It is more important than ever to make smart financial decisions.
Predatory Lending & Alternative Financial Services
Predatory lending is an action that targets consumers who are in a vulnerable financial situation in which money is needed quickly to take care of a financial emergency.
Health Savings Account vs. Flexible Savings Account: Which is best for me?
Having a health insurance plan does not mean that all medical expenses are covered. Health savings accounts (HSA) and flexible savings accounts (FSA) are designed to help consumers budget for deductibles, co-pays, prescription costs, out-of-pocket costs, and other unexpected medical expenses.
Financial Planning Tools
A high level of financial literacy, the ability to make sound financial decisions based on your knowledge, will improve your financial well-being.
Debt Management
Many people face a financial crisis at some point in their life that can make it difficult to pay bills.