Personal Finance
All Personal Finance Content
Keeping Your Financial Records Secure
When a family emergency or disaster occurs, having quick access to important financial documents is essential.
Equifax Breach: Was your personal information impacted?
On September 7, 2017, news broke that a data breach occurred at Equifax. The stolen information was names, Social Security numbers, birth dates, addresses, and driver’s license numbers.
Income-Based Health Insurance Options
The Affordable Care Act (ACA) is a comprehensive health care reform law enacted in 2010 to make affordable health insurance available to more people. The law provides consumers with subsidies, otherwise known as premium tax credits, which lower costs for households with incomes between 100% and 400% of the federal poverty level.
Retirement Saving Strategies
Since people are living longer than ever, retirement savings need to last longer and work harder. It is more important than ever to make smart financial decisions.
Predatory Lending & Alternative Financial Services
Predatory lending is an action that targets consumers who are in a vulnerable financial situation in which money is needed quickly to take care of a financial emergency.
Health Savings Account vs. Flexible Savings Account: Which is best for me?
Having a health insurance plan does not mean that all medical expenses are covered. Health savings accounts (HSA) and flexible savings accounts (FSA) are designed to help consumers budget for deductibles, co-pays, prescription costs, out-of-pocket costs, and other unexpected medical expenses.
Debt Management
Many people face a financial crisis at some point in their life that can make it difficult to pay bills.
Cleaning Out Your Closets: Donate to kids to help build creativity
If you have things you are unsure what to do with and don’t want to just throw them away, think about contacting daycares, preschools, or churches to see if they could use some of the items for their play areas or to make toys/projects for their kids.
4 Tips for Managing Money on a Low-Income
The number of families in the United States whom are in poverty is increasing. Nearly one-third of all working families or 10.4 million families are considered low-income.
12 Tips to Simplify Your Finances
With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.