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Personal Finance

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Mother and son at a computer with the health insurance marketplace on-screen.

Health Insurance and the Marketplace

The Marketplace is a service operated by the U.S. Department of Health and Human Services where you can shop and enroll for health insurance. Learn what's covered in marketplace plans, how to enroll, and where you can get help.

Woman at a laptop holding a credit card while talking to a customer service agent.

Protecting Yourself From Frauds and Scams

Tactics used by scammers have shifted drastically in recent years, with online scams rising 87% since 2015. Learn how to ecognize and protect yourself from some of the most-common scams in South Dakota.

Couple reviewing social security forms and information at a laptop computer.

What You Need to Know About Social Security for Retirement Planning

Social Security benefits are money you get from the government when you retire. You get them if you have worked and paid Social Security taxes for a certain amount of time.

neighborhood street flooded with melted snow and water runoff. FEMA News Photo

Flood Insurance

The higher amounts of snow this year will increase the chance of flooding and the potential water damage to homes and residential properties. Now is the time to consider purchasing a flood insurance policy.

abandoned barn surrounded by flood waters. Photo by Jeannie Mooney, FEMA

Flood

View resources to prepare for and recover from flood situations.

A hand writing on a financial document with a pen.

Strategies for Households

Fact sheet to help you have a more secure financial future.

Calculator, pen, and notebook with "Budget Planning" written on it.

Calculating Personal Net Worth

Fact sheet on calculating personal net worth.

Hands holding a notebook with a meal planning grid drawn out. The grid has sections for breakfast, lunch and dinner across several days.

Reduce Stress With Meal Planning

We all experience a variety of stress in everyday life. One way to reduce unnecessary stress is the plan meals in advance.

Young woman sitting at a laptop computer. She is reviewing a collection of bills.

PowerPay: Debt Management Tool

PowerPay is a free debt management tool created by Utah State University Extension. It helps users calculate how long it will take a person to pay off debt with multiple different plans.

Frozen vegetable aisle at a grocery store.

Fresh May Not Always Be Best

To have a healthy diet all year long, consider all options (fresh, frozen, and canned) when it comes to eating fruits and vegetables.