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Personal Finance

All Personal Finance Content

Several colored gear icons representing different categories of insurance.

Insurance

Not sure where to start when purchasing insurance? Find out the basics of how insurance works, what it covers and what types are available.

A hand writing on a financial document with a pen.

Keeping Your Financial Records Secure

When a family emergency or disaster occurs, having quick access to important financial documents is essential.

budget sheet with money and bills

Wise Spending Habits

Does your paycheck run out before the end of the month? Do you spend more than you earn? Your wants may possibly be getting in the way of your needs. Priorities will need to be set to help manage money. Almost everyone can find some expenses to cut or reduce.

budget sheet with money and bills

Student Loan TIPS (Texting Intervention Program)

According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).

Doctor at laptop with insurance paperwork.

Health Insurance Benefits: Don’t Let Them Go to Waste

As the end of the calendar year approaches, does your health insurance calendar year also end? Health insurance often provides free preventive care checkups or funds for flexible savings accounts (FSA) or health reimbursement accounts (HRA).

Stacks of children's clothing ready for donation.

Cleaning Out Your Closets: Donate to kids to help build creativity

If you have things you are unsure what to do with and don’t want to just throw them away, think about contacting daycares, preschools, or churches to see if they could use some of the items for their play areas or to make toys/projects for their kids.

Wooden house with stacks of coins in the background.

How to Find and Pay for Home Modifications

This resource was developed to help you understand how to pay for home modifications in North Dakota and South Dakota, as well as describe some of the challenges you may encounter as you search for businesses or organizations to renovate your home for you.

Bird's eye view of Dakotafest

SDSU Extension booth at 2023 Dakotafest to feature livestock, soil and range experts

August 07, 2023

South Dakota State University Extension experts will be at the 2023 Dakotafest to provide information on a range of agricultural and economic issues, from the use of prescribed fire to livestock to weed and soil management.

A father, mother and daughter walking in a field in the countryside.

SDSU Extension to Host Another Round of Workshops for Next Generation Land Seekers

December 22, 2020

According to the USDA 2017 Census of Agriculture, one in four producers is a beginning farmer with 10 or fewer years of experience.

SDSU Extension

SDSU Extension Professionals Honored for Accomplishments

November 10, 2020

SDSU Extension professionals were recognized for a variety of achievements at the annual Fall Conference held virtually October 28-29.