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Understanding Your Credit Score
A credit score is an assessment of your creditworthiness. Lenders use the credit score to determine whether or not to lend to you, what the interest rate will be on the loan, and other terms that impact the cost of credit for the consumer.
A Five-Step Approach to Alleviating Farm Stress
Farm stressors can come from many directions including the agricultural system, farm and family finances, mental and physical health challenges, and relationship difficulties. A healthy response to these challenges involves paying attention to the stressors within all of these areas and determining coping strategies that are useful in each area.
Predatory Lending & Alternative Financial Services
Predatory lending is an action that targets consumers who are in a vulnerable financial situation in which money is needed quickly to take care of a financial emergency.
Keeping Your Financial Records Secure
When a family emergency or disaster occurs, having quick access to important financial documents is essential.
Planning for Retirement
No matter what your age or when you plan to retire, now is the time to begin saving for retirement. Learn. some tips to help you become more financially secure as you prepare for retirement.
Retirement Saving Strategies
Since people are living longer than ever, retirement savings need to last longer and work harder. It is more important than ever to make smart financial decisions.
Are you ready for winter? ¿Està listo para el invierno?
The first winter experience can be a challenge if you don’t know what is ahead, except for that there will be snow and cold. Some simple tips will help you survive the snow, ice and low temperatures.
Sorghum Trial Results
In 2024, sorghum trials were conducted in 2 locations in South Dakota.
Student Loan TIPS (Texting Intervention Program)
According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).
Saving and Investing: Tools and Calculators
Both saving and investing are important parts of your financial life and there are distinct differences between the two.