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Hands writing out a holiday budget on a notepad.

Planning for Holiday Expenses on a Tight Budget

The holidays are a time to spend with family and friends sharing good food and gifts. Unfortunately, this time of sharing can create stress for individuals and families who are living on a tight budget. Planning ahead and making decisions about spending will help the holidays be more enjoyable.

A wooden car cutout placed inside a small shopping cart next to a calculator and a notebook.

Shopping for Car Insurance

Does affordable car insurance mean the cheapest price, or does it mean getting the most for your money?

Several colored gear icons representing different categories of insurance.

Insurance

Not sure where to start when purchasing insurance? Find out the basics of how insurance works, what it covers and what types are available.

Six black cattle grazing a field with patches of snow.

Considerations for Cull Cows

The last year was difficult to say the least, from a wet, muddy spring and late planting to an early, wet fall and difficult harvest. Unfortunately, for cow calf producers, the repercussions were seen during pregnancy detection this year, as the number of slaughter cows within the state were abundant due to open cows.

Corn earlobe being stored in a bunker for later use as cattle feed.

Valuing High-Moisture Corn and Earlage

A key advantage to using commodities that meet standard specifications and are frequently traded is that it is very easy to establish an economic value that is accepted by most users. The marketplace sets the value of corn, and other feedstuffs on a daily basis, provided those products meet some set of standard specifications.

sun rising over a cornfield. several grain bins are in the background.

Corn Grain Moisture Discount: Why and How Much?

Corn marketed at the standard moisture content of 15.5% and 56 pounds per bushel typically contains 47.3 pounds of dry matter and 8.7 pounds of water. At harvest, a producer has to decide whether to sell (or even store) his corn at ‘as is’ moisture content or mechanically dry it before taking it to the buyer.

A group of dairy employees having a discussion around a barbecue grill.

Employee Turnover: It Is Important in Agriculture Also

Lots of conversations in agriculture lately focuses around labor or the lack of a labor pool of employees. This is the case not only for dairy farms, but also within the entire agriculture industry.

A group of black heifer calves in a feedlot.

Choosing the Right Custom Feeding Partner

Custom cattle feeding can be a “win-win” strategy when done correctly. Feeding someone else’s cattle provides a method to market feedstuffs without tying up the capital required to own the livestock.

Cover crops growing in a field of harvested corn.

Utilizing Cover Crops for Grazing: An Assessment on Economic Benefits

Grazing cover crops by cattle provides an option to offset cover crop seed costs and increase farm revenue. To facilitate farmers’ decision making, this article will evaluate the economic profitability from grazing cattle on cover crops using a partial budgeting approach.

A young couple reviewing their family budget on a clipboard.

Personal Financial Management During a Health Crisis

A health crisis can have both immediate and long-term impacts on our personal financial management. Take these steps to get control of your finances during a health crisis.