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Student Loan TIPS (Texting Intervention Program)
According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).
![Two young girls enjoying healthy snacks after school. Courtesy: Bob Nichols, USDA [CC BY 2.0].](/sites/default/files/2019-11/W-00442-00-school-healthy-snacks-nutrition.jpg)
Fueled for Fun!
This activity is appropriate for Pre-K-2nd grade (ages 4-7) and can be used by classrooms, small groups, or individuals.

Are you ready for winter? ¿Està listo para el invierno?
The first winter experience can be a challenge if you don’t know what is ahead, except for that there will be snow and cold. Some simple tips will help you survive the snow, ice and low temperatures.