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Budgeting With an Irregular Income

If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.

A house and tacks of coins with a clock representing savings growth.

12 Tips to Simplify Your Finances

With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.

stack of coins in a vice atop a calculator representing a tight budget

4 Tips for Managing Money on a Low-Income

The number of families in the United States whom are in poverty is increasing. Nearly one-third of all working families or 10.4 million families are considered low-income.

Stacks of children's clothing ready for donation.

Cleaning Out Your Closets: Donate to kids to help build creativity

If you have things you are unsure what to do with and don’t want to just throw them away, think about contacting daycares, preschools, or churches to see if they could use some of the items for their play areas or to make toys/projects for their kids.

A chalkboard with "debt" written on it. Hand erasing the writing.

Debt Management

Many people face a financial crisis at some point in their life that can make it difficult to pay bills.

produce growing in a collection of raised beds in a SDSU Extension community garden

Community Gardens

Community gardens, organized by SDSU Extension staff and community volunteers, bring fresh produce to many rural communities and designated food deserts across the state.

Canned vegetables on a grocery store shelf.

Shelf-Stable Foods Save Money and Help Families Stay Prepared

Many people may find themselves feeling worried or concerned about having enough food in their homes. One way to help with these worries and concerns is to purchase canned or dried foods also known as shelf-stable items.

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The Crucial Role of Marketing for Small Businesses

For small enterprises especially, utilizing smart marketing techniques can make a significant difference in the visibility, credibility, and overall profitability of a business.

Fireproof file safe with important documents inside.

52 Ways to Climate-Proof Your Finances

Fact sheet that offers 52 financial management strategies to implement or habits to develop that individuals and families can take to increase financial resilience and reduce potential financial burdens caused by climate change and extreme weather events.

Light bulb on a chalk board with several blank thought bubbles drawn on it.

Think Better, Question Smarter: Why Critical Thinking Matters

Critical thinking is one of the most valuable skills you can have. It helps you pause, reflect, ask the right questions, and make choices you can stand behind.