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A hand writing on a financial document with a pen.

Strategies for Households

Fact sheet to help you have a more secure financial future.

Couple reviewing social security forms and information at a laptop computer.

What You Need to Know About Social Security for Retirement Planning

Social Security benefits are money you get from the government when you retire. You get them if you have worked and paid Social Security taxes for a certain amount of time.

Calculator, cash, and notebook with the words “Student Loan Repayment” written on it.

Student Loan Repayment

Many people can be intimidated by student loans and the repayment process. Learn about the different types of student loans and repayment plans the U.S. Department of Education offers borrowers.

Woman at a laptop holding a credit card while talking to a customer service agent.

Protecting Yourself From Frauds and Scams

Tactics used by scammers have shifted drastically in recent years, with online scams rising 87% since 2015. Learn how to ecognize and protect yourself from some of the most-common scams in South Dakota.

Mother and son at a computer with the health insurance marketplace on-screen.

Health Insurance and the Marketplace

The Marketplace is a service operated by the U.S. Department of Health and Human Services where you can shop and enroll for health insurance. Learn what's covered in marketplace plans, how to enroll, and where you can get help.

Frozen vegetable aisle at a grocery store.

Fresh May Not Always Be Best

To have a healthy diet all year long, consider all options (fresh, frozen, and canned) when it comes to eating fruits and vegetables.

pair of hands reviewing a budget sheet with a calculator and pen

Budgeting With an Irregular Income

If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.

A house and tacks of coins with a clock representing savings growth.

12 Tips to Simplify Your Finances

With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.

stack of coins in a vice atop a calculator representing a tight budget

4 Tips for Managing Money on a Low-Income

The number of families in the United States whom are in poverty is increasing. Nearly one-third of all working families or 10.4 million families are considered low-income.

Stacks of children's clothing ready for donation.

Cleaning Out Your Closets: Donate to kids to help build creativity

If you have things you are unsure what to do with and don’t want to just throw them away, think about contacting daycares, preschools, or churches to see if they could use some of the items for their play areas or to make toys/projects for their kids.