An interruption in income makes a well-planned spending plan a useless financial tool. The general financial rule is to have three to six months of expenses saved to buffer the effects of no income. If you do not have a savings buffer to get you through the interruption, review the resources listed below to learn how to get your spending plan back on track.
Recommended Resources
(Courtesy: Mikhail Nilov, Pexels)
Articles
- How to Handle a Furlough: Develop a Plan, Rutgers Cooperative Extension.
- Resources for Federal Employees, Partnership for Public Service.
- Resources for Employees During a Lapse in Appropriations, U.S. Department of Homeland Security.
- Government Shutdowns Q&A: Everything You Should Know, Committee for a Responsible Federal Budget.
Additional Tools
- Furlough Guidance, U.S. Office of Personnel Management.
- Re-employment Benefits, South Dakota Department of Labor & Regulation.
- Help Paying Utilities, South Dakota Department of Social Services.
- Financial Counseling and Education, Lutheran Social Services of South Dakota.
- Consumer Resources, Consumer Financial Protection Bureau.
- Financial Counseling, SDSU Extension.
