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Financial Planning and Security

All Financial Planning and Security Content

IRS Form 4547.

What Are 530A (Trump) Accounts?

530A accounts are a new type of individual retirement account for eligible children. The accounts can be opened for a child under the age of 18 and do not require the child, who is the account owner, to have earned income.

Prairie pasque flowers blooming in early spring.

Tribal Land Transfer or Individual Ownership of Reservation Land

There are two major types of Native American land. Trust land is held by the federal government, but the beneficial interest remains with the individual or tribe. Fee land is purchased by tribes, the tribe acquires legal title under specific statutory authority. To ensure the passing of your property to those whom you wish, learn how your land is held.

Multi-generation family reviewing estate documents.

Trusts Explained: What They Are and Why You Need One

Trusts are powerful estate planning tools that help individuals protect assets, provide for loved ones, and ensure their wishes are carried out.

Person reviewing and marking up documents with a pen and post-it notes.

Organize this! Why Clear Handwriting Matters for Legal and Financial Documents

When preparing legal and financial documents, it’s essential to write letters and numbers clearly to avoid potential errors. Learn about some commonly confused letters and numbers in handwriting to avoid mix-ups and mistakes in your own records.

Old barn and windmill with the sunset in the background

SDSU Extension hosts Sustaining the Legacy Conferences

November 03, 2025

South Dakota State University Extension will continue to assist farmers and ranchers with long-term planning through its Sustaining the Legacy conferences across South Dakota this winter.

Husband and wife reviewing financial resources.

Resources for Consumers Whose Income is Interrupted

An interruption in income can make a well-planned spending plan a useless financial tool. If you do not have a savings buffer to get you through an income interruption, there are resources available to get your spending plan back on track.

A stack of paperwork that needs to be organized.

SDSU Extension to offer virtual legal and financial education

October 15, 2025

South Dakota State University Extension is working with Nebraska Extension and North Dakota State University Extension to offer a program to prepare you to ask another person to serve as your fiduciary for legal and financial matters.

Man reviewing insurance information with a social services agent.

SDSU Extension offers farm planning programs in Winner

October 15, 2025

South Dakota State University Extension will offer additional Whole Farm Planning workshops on Nov. 12 and 19, 2025, in Winner.

Savings notebook and budgeting materials on a tabletop.

Financial Tips for College Students

College is both an exciting and challenging chapter of life—especially when it comes to finances. Learn some expert tips for setting yourself up for financial success throughout college and beyond!

Landowner viewing information on a laptop computer in a farm office.

SDSU Extension offers new holistic farm planning program

June 17, 2025

South Dakota State University Extension is pleased to announce a new farm planning program designed to provide a more complete look at what farm and ranch families need.