Financial Basics

Budget Adjustments When Inflation Impacts Prices

The prices of regularly purchased items have slowly increased over the past year due to inflation. When this happens, it is time to review your budget to make adjustments in spending.

Planning for Holiday Expenses on a Tight Budget

The holidays are a time to spend with family and friends sharing good food and gifts. Unfortunately, this time of sharing can create stress for individuals and families who are living on a tight budget. Planning ahead and making decisions about spending will help the holidays be more enjoyable.

Understanding Hoarding and the Impact on a Healthy Home

Excessively acquiring items, even when there is limited space, is a sign of hoarding. Hoarding becomes dangerous when the surplus clutter impacts the ability to maintain a healthy home.

Public Service Loan Forgiveness Program

Learn about the key qualifications for the U.S. Department of Education's Public Service Loan Forgiveness program and view some helpful tools and resources for determining if you qualify.

Saving for Large Purchases

Large purchases involve setting goals, making plans and following a strategy to keep your savings plan on pace.

Understanding Your Credit Score

A credit score is an assessment of your creditworthiness. Lenders use the credit score to determine whether or not to lend to you, what the interest rate will be on the loan, and other terms that impact the cost of credit for the consumer.

Personal Finance Lessons for Teachers and Parents

Personal finance knowledge and skills develop throughout each person’s lifetime. A number of free resources are available to assist parents and teachers in developing youth financial skills.

Teaching Children About Money

Children are not born with “money sense.” However, parents can help children understand money matters by letting them take part in regular discussions about using family income.

Be Conscious of Your Financial Wellness

Just like going for a wellness checkup with your doctor, checking in on your financials is an important part of a well-rounded healthy lifestyle.

Financial Counseling

Financial counseling is a service provided by Accredited Financial Counselors (AFC®) to help individuals and families manage their financial situations more effectively.