Financial Basics
All Financial Basics Content
Understanding Your Credit Score
A credit score is an assessment of your creditworthiness. Lenders use the credit score to determine whether or not to lend to you, what the interest rate will be on the loan, and other terms that impact the cost of credit for the consumer.
Personal Finance Lessons for Teachers and Parents
Personal finance knowledge and skills develop throughout each person’s lifetime. A number of free resources are available to assist parents and teachers in developing youth financial skills.
Teaching Children About Money
Children are not born with “money sense.” However, parents can help children understand money matters by letting them take part in regular discussions about using family income.
Be Conscious of Your Financial Wellness
Just like going for a wellness checkup with your doctor, checking in on your financials is an important part of a well-rounded healthy lifestyle.
Financial Counseling
Financial counseling is a service provided by Accredited Financial Counselors (AFC®) to help individuals and families manage their financial situations more effectively.
Financial Planning Tools
A high level of financial literacy, the ability to make sound financial decisions based on your knowledge, will improve your financial well-being.
Debt Management
Many people face a financial crisis at some point in their life that can make it difficult to pay bills.
4 Tips for Managing Money on a Low-Income
The number of families in the United States whom are in poverty is increasing. Nearly one-third of all working families or 10.4 million families are considered low-income.
12 Tips to Simplify Your Finances
With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.
Wise Spending Habits
Does your paycheck run out before the end of the month? Do you spend more than you earn? Your wants may possibly be getting in the way of your needs. Priorities will need to be set to help manage money. Almost everyone can find some expenses to cut or reduce.