Crop Insurance

Soybean, wheat and corn plots at the Northeast Research Farm

With the changes to crop insurance and Agricultural Risk Coverage (ARC)/Price Loss Coverage (PLC) from the One Big Beautiful Bill, the crop insurance decision and risk coverage level has become confusing for producers. The SDSU Extension crop insurance team is here to answer all questions related to crop insurance endorsements, as well as to provide information and materials needed to make crop insurance decisions.

Our Experts

Questions about crop insurance endorsements? Our team is here to help!

Hoanh Le

Matthew Diersen

Oscar Sarasty Miranda

Sarah Sellars

Whoi Cho

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This work is supported by the North Central Extension Risk Management Education Center, project award no. 2025-70027-45398, from the U.S. Department of Agriculture's National Institute of Food and Agriculture.

Endorsement Trends in South Dakota Crop Insurance

Recently there has been an increase in the use of endorsements on corn crop insurance policies. The dominant base- or farm-level coverage remains Revenue Protection. High crop margins corresponded with an increased use of margin-related endorsements. Large subsidy increases have encouraged the purchase of other endorsements.

USDA agent and producer reviewing paperwork at a desk.

An Analysis of Margin Protection Crop Insurance on Corn and Soybeans in South Dakota

Margin protection crop insurance, an endorsement/policy that insures producers against rising input costs, is growing in popularity in South Dakota. Recent research investigated how South Dakota margin protection payouts compared to our neighboring states.

USDA agent analyzing an ear of corn with a producer alongside a cornfield in early fall.

Margin Protection Crop Insurance for Corn in South Dakota

Farmers may be interested in exploring different aspects of crop insurance during the current agricultural conditions of low commodity prices and high input prices. One alternative available is Margin Protection crop insurance.