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budget sheet with money and bills

Student Loan TIPS (Texting Intervention Program)

According to U.S. Department of Education data, 30% of federal student loans were in deferment and forbearance while 7% were in default (Cho, Johnson, Kiss, O’Neill, Mountain, & Gutter, 2016).

Young woman sitting on a couch.

Sit Less and Move More

Many people may feel frustrated because of jobs that force them to stay sitting for long hours during the day. If you are one of those people, don’t get discouraged!

Small rocks balancing on top of each other.

The Multiple Dimensions of Wellness

Wellness is a term encompassing many different dimensions and living a healthy life involves an active process of adopting behaviors in many different interacting areas.

Two women jogging in the country

Target Heart Rate: Finding the Right Intensity

For many individuals, determining if you are working at a moderate or vigorous intensity may be tricky.

A cow and her calf touching noses

Heterosis and its Impact

Heterosis is not new to the livestock industry and its benefits have been well documented.

A young man sitting at a laptop discussing a project with a 4-H leader.

Youth Research: Where to Begin

Whether working on a science fair project, writing a class report, or just looking for general information on a topic it is a good idea to become familiar with the basic practices of conducting research.

Poster display for research project.

Presenting Scientific Information: Display Boards

For youth participating in scientific discovery, posters and display boards are a very common form of communicating scientific information.

Several dollar bills sprouting from garden soil.

Saving and Investing: Tools and Calculators

Both saving and investing are important parts of your financial life and there are distinct differences between the two.

A small, wooden house cutout with three stacks of coins to the right. The stacks are get larger as you go right.

Saving for Large Purchases

Large purchases involve setting goals, making plans and following a strategy to keep your savings plan on pace.

Young girl decorating two cans for saving and spending.

Teaching Children About Money

Children are not born with “money sense.” However, parents can help children understand money matters by letting them take part in regular discussions about using family income.