Financial Basics

All Financial Basics Content
budget sheet with money and bills

Personal Finances

Access the tools needed to take charge of your financial future.

Schools supply list, budget sheet, pen, scissors, and calculator arranged on a tabletop.

Back to School Family Budgeting

As the summer winds down, getting ready for school and activities can be a strain on the family budget. Before the first day of school, review these budgeting tips to ease into the school year.

A pen, calculator, and loan application on a table.

Changes to Federal Student Loan Repayment Plans

Beginning July 1, 2026, major changes will take effect for federal student loan repayment options. These changes apply to Direct Loans and PLUS Loans and will vary depending on a borrower’s loan type, whether they consolidate, and whether they take out new loans after July 1, 2026.

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Replacing Legal and Financial Documents in South Dakota

Fact sheet covering various document types that may be lost, destroyed, or stolen and provides sources for information to replace them.

Two woman reviewing a building plan in a community workshop.

Worksite Wellbeing

Workplaces are communities where leaders can shape the health, satisfaction, and engagement of their teams. By offering wellness programs and creating supportive policies, employers help employees manage stress, maintain good health, and stay focused and motivated.

Group of young students touring the SDSU campus.

Eighteen and a Real Adult Now

That event of becoming an adult throws some new issues at recent graduates and their families. Learn about some of the necessary medical, financial and legal paperwork they will need as they enter the next stage of their lives.

America Saves Week pledge form on a desk along with cash, a calculator, and smartphone.

America Saves Week 2026

America Saves Week (April 6-10, 2026) is an annual opportunity for individuals to assess their savings and take financial action. Each day of American Saves Week highlights a theme that offers ideas to increase your savings.

IRS Form 4547.

What Are 530A (Trump) Accounts?

530A accounts are a new type of individual retirement account for eligible children. The accounts can be opened for a child under the age of 18 and do not require the child, who is the account owner, to have earned income.

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Renters Insurance

Renters insurnce is important for anyone who is renting a space to live where there is a risk of losing personal property in the event of an emergency.

Multi-generation family reviewing estate documents.

Trusts Explained: What They Are and Why You Need One

Trusts are powerful estate planning tools that help individuals protect assets, provide for loved ones, and ensure their wishes are carried out.