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pair of hands reviewing a budget sheet with a calculator and pen

Budgeting With an Irregular Income

If you are a business owner, farmer, rancher, earn based on sales commissions, or are seasonally employed, you may not have consistent income from month to month.

Group of volunteers working in a garden center.

Master Gardener Volunteer Program

SDSU Extension’s Master Gardener program develops gardening enthusiasts into expert volunteers who share their research-based knowledge with community members across the state.

A house and tacks of coins with a clock representing savings growth.

12 Tips to Simplify Your Finances

With each passing day, the demands on our time and financial resources increase causing us to do more in less time or spend more money on fewer items.

stack of coins in a vice atop a calculator representing a tight budget

4 Tips for Managing Money on a Low-Income

The number of families in the United States whom are in poverty is increasing. Nearly one-third of all working families or 10.4 million families are considered low-income.

Stacks of children's clothing ready for donation.

Cleaning Out Your Closets: Donate to kids to help build creativity

If you have things you are unsure what to do with and don’t want to just throw them away, think about contacting daycares, preschools, or churches to see if they could use some of the items for their play areas or to make toys/projects for their kids.

A chalkboard with "debt" written on it. Hand erasing the writing.

Debt Management

Many people face a financial crisis at some point in their life that can make it difficult to pay bills.

Canned vegetables on a grocery store shelf.

Shelf-Stable Foods Save Money and Help Families Stay Prepared

Many people may find themselves feeling worried or concerned about having enough food in their homes. One way to help with these worries and concerns is to purchase canned or dried foods also known as shelf-stable items.

Three people looking at financial documents

Money Mentors

Money Mentors are certified volunteers trained to provide group and one-on-one financial education in South Dakota communities. This program will aid in building financial capability for South Dakotans.

SDSU Extension Director Karla Trautman, 2021 Inductees Audrey and Art Kneen, SDSU Extension 4-H Youth Safety Field Specialist John Keimig and South Dakota 4-H Program Director Tim Tanner.

4-H Shooting Sports Hall of Fame Honorees

The 4-H Shooting Sports Hall of Fame was started in 2015. It was created to recognize those who played a role in bringing shooting sports to the South Dakota 4-H Program and those who have helped it to grow on the state and regional levels.

Fireproof file safe with important documents inside.

52 Ways to Climate-Proof Your Finances

Fact sheet that offers 52 financial management strategies to implement or habits to develop that individuals and families can take to increase financial resilience and reduce potential financial burdens caused by climate change and extreme weather events.